Go solar for $0 down.
Own your system with zero money down, no payments for up to 24 months, and low fixed rates — often less than your current electric bill. Plus a 28% saving on material cost from Sunko.
Most homeowners go solar for nothing down.
Why? Because the monthly payment is usually less than what they were already handing the utility — and with solar, that payment builds ownership instead of vanishing. Here are the ways to make it yours.
Pick the path that fits you.
Maximum lifetime savings.
- No financing costs — lowest total cost of ownership
- Fastest payback and highest long-term return
- Full 28% material-cost saving applied to your price
- You own the system outright from day one
Best for: Buyers who want the highest lifetime return.
Own it — nothing down.
- $0 upfront, no payments for up to 24 months
- Low fixed monthly rate — often less than your bill
- Keep the 28% material saving and the home value
- Full ownership, just spread over time
Best for: Most homeowners.
Lowest commitment.
- Little to no money down to start
- Predictable monthly payment
- You don't own the system
- The material saving and home value stay with the provider
Best for: Those who'd rather not own — we'll be honest about the trade-offs.
The incentives that make it pay.
When you own your system, the savings stack — and we make sure you capture every one.
Sunko's own discount on system materials — applied to your price, no tax filing needed.
We design every system around NEM 3.0 so you keep the most value from each kWh.
Go solar with zero money down and no payments for up to 24 months.
$0 down. No payments for 24 months.
Low fixed monthly rates, often less than your current electric bill. We'll show you the exact numbers — side by side with your utility — before you commit.
See my numbersWhy we recommend owning.
Leasing looks easy up front, but ownership keeps the real value in your hands.
From estimate to install in four steps.
Free estimate
Share your electric bill and we size a system and show real numbers.
Soft credit check
A quick, no-impact check to confirm your financing options.
Pick your plan
Cash, $0-down loan, or financing — whatever fits your goals.
Sign & install
We handle permits, install, inspection, and power-on.
Solar financing questions
You go solar with zero money out of pocket. Financing covers the system, and you start with no payments for up to 24 months, then a low fixed monthly rate — often less than what you were already paying the utility.
Checking your options only requires a soft credit pull, which does not affect your score. A hard pull happens only if you choose to move forward with a loan.
For many SoCal homeowners, yes — especially with rising utility rates. We show you a side-by-side of your current bill versus your solar payment before you commit.
Whoever buys the system. With a cash purchase or a solar loan you own it, so the 28% saving on material cost is applied directly to your price. With a lease or PPA the provider owns the equipment and keeps that benefit — one of the main reasons we recommend owning.
Owned solar adds value and transfers with the home. A loan can be paid off at sale or transferred to the buyer. Leases and PPAs are often harder to transfer, which can complicate a sale.
See your $0-down numbers.
Get a free solar design with a side-by-side of your current bill versus a $0-down solar payment.
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